Loans

You can achieve your life goals of
buying a house, driving a vehicle, higher education

Loans

You can achieve your life goals of
buying a house, driving a vehicle, higher education

My loan disbursement process was smooth since my documentation was complete. Thanks to the customer-friendly service at Gnanashale.
Sanjeev Kulkarni
  • Features

    Attractive Interest Rates of 18% p.a.

    Overdraft facilities available on Fixed Deposit

    Minimal Paperwork

    You can achieve your life goals of buying a house, driving a vehicle, higher education, pigmy

    Quick loan disbursement options within 4 - 8 days*

    Disclaimer:* Subject to providing the required documentation.

  • COMPONENT CHARGES*
    Application Fee
    RS. 150 + applicable GST
    Processing Fee
    1% of loan amount + applicable GST
    Verification Fee
    Rs. 500

    *On non-payment of EMI for 2 consecutive months, 1.5% penalty charges on EMI amount applicable

  • Eligibility

    • He should be a shareholding member of GnanaShale Souharda Co-op Ltd. and the standard membership charges apply.
    • Member(s) should be a resident of Karnataka only

    Available for:

    • Individuals
    • Sole proprietorships
    • Partnerships / Limited liability partnerships
    • Private limited companies
    • Associations / Trusts
    • Resident Individuals / Sole Proprietorship Concern

      1. Copy of the PAN Card
      2.  Identity Proof: Voter ID Card / Passport / Aadhaar
      3.  Address Proof: Rental Agreement Copy / Aadhaar / Voter ID card
      4. Two latest passport photographs
    • Trusts

      1. Copy of the Trust Deed
      2.  Copy of the PAN Card
      3.  Copy of the Registration Certificate
      4.  Copy of the Resolution of The Trustees
      5.  Authorization letter for the trustees concerned to open and operate the account
      6.  Photographs of the trustees operating the account
    • Associations

      1.  By-laws of the Association
      2.  Copy of the Resolution by the board authorizing the members concerned to open and operate the account
      3.  Photographs of the members operating the account
    • Partnerships / Limited liability partnerships

      1. Partnership Deed
      2.  Letter from partners approving the persons concerned to open and operate the account
      3. Copy of the PAN Card
      4.  Photographs of the persons operating the account
    • Public / Private Limited Companies

      1.  Board Resolution / Authority Letter
      2.  Memorandum & Articles of Association
      3.  Certificate of Incorporation
      4.  Certificate of Commencement of Business (Public Limited Company)
      5.  Copy of the PAN Card
      6.  Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
      7.  Governing Act / Rules and Regulations(PSUs) (certified true copy)

Related Products

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  • GnanaFlexi – Easy overdraft facilities at just 2% higher

Fixed Deposit

  • You can Double your Deposit in just 6 years
  • Attractive interest rates upto 11% per annum
  • GnanaFlexi – Easy overdraft facilities at just 2% higher

SHG Fixed Deposit

  • Attractive interest rates upto 12% per annum
  • 100% utilized for SAFE micro-finance
  • GnanaFlexi – Easy overdraft facilities at just 2% higher

Call Us

For assistance, call +91 80 4212 4421 or +91 944 985 6120
Monday to Friday: 9:30 AM to 5:30 PM
Saturday: 9:30 AM to 1:30 PM

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