FAQ's

• First, your return on investment is higher than a bank (look up our Products page).
• Second, your money is safe and secure.
• Third, if you invest in SHG line of products, it not only earns you higher interest rates, but also helps create micro-entrepreneurs.

Your investment has Twin Power. In a bank your money just earns you interest and nothing more. In Gnanashale, it not only earns you higher rate of interest, but you are also involved in nation building activity. You are involved not in charity, but in a developmental mission – of creating army of micro-entrepreneurs.

Your deposits are extremely safe with Gnanashale. We have created checks and balances in the system to ensure safety.

We have created assets worth nearly Rs. 10 crores. Unlike, most co-operatives who operate from rented or leased buildings; we have consciously worked towards creating our own buildings.

We have high ratio of Reserves, over 20 per cent, higher than the industry norm.

The non-performing assets (NPA) ratio is almost nil. The repayments by member-borrowers are prompt.

Till date, there is no bad debt from our financing of WSHG. The repayments are prompt. This is because there is a joint liability of the WSHGs.

We give micro loans to women self help groups. We have a network of officers in the villages we are present. These officers collect the EMI.

Our performance in villages is noteworthy. The WSHG members value us as we provide funds when they need.

Gnanashale plans to expand WSHG activities in Karnataka. We are now in 55 villages, having created 14,000 micro-entrepreneurs.

Our vision is to create 10,00,000 women entrepreneurs in Karnataka alone. We believe that an empowered woman can change the lives of many, beginning with her own family.